Road Accident Fund (RAF) Claims

If you’ve been injured in a motor vehicle collision, you have the right to claim compensation from the Road Accident Fund (RAF). We understand that after an accident, you want your claim to be handled effectively, efficiently, and within a reasonable time.

At our firm, we take pride in our excellent turnaround times for finalizing RAF matters. From start to finish, we take care of everything:

• ● Gathering all documents required to lodge your claim
• ● Arranging consultations with the necessary medical and legal experts
• ● Handling all queries raised by the RAF
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Our goal is to make the claims process as smooth and stress-free as possible for you.

What is the Road Accident Fund (RAF)?

The Road Accident Fund (RAF) is a statutory body that provides compulsory cover to all South African road users—both citizens and visitors. The RAF compensates victims of motor vehicle accidents for personal injuries or death and indemnifies the person who caused the accident.

The fund is financed by a levy included in the price of petrol and diesel.

Who May Claim from the RAF?

You may claim from the RAF if you were injured in a road accident within South Africa, provided that you were not solely responsible for causing the accident. The following may qualify to claim:

• ● Drivers
• ● Passengers
• ● Pedestrians
• ● Cyclists
• ● Motorcyclists and their pillion passengers
• ● Dependants of a deceased breadwinner
• ● Persons who have paid for the funeral of a deceased accident victim
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Note: If the claimant is under the age of 18, a parent, legal guardian, or court-appointed curator must assist with the claim.

Time Frames for Submitting a Claim

It’s important to act within the prescribed time periods to protect your right to compensation:

1.) Identified Claims

Where the identity of the negligent driver or vehicle owner is known:

• ● Claim submission: within 3 years from the date of the accident
• ● Summons to be issued: within 5 years from the date of the accident
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2.) Unidentified Claims (Hit and Run)

Where the negligent driver or vehicle owner is unknown:

• ● Claim submission: within 2 years from the date of the accident
• ● Summons to be issued: within 5 years from the date of the accident
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Let Us Help You

Navigating a claim against the RAF can be complex, but with us by your side, you don’t have to do it alone. Contact our team today to get started on your claim.